by Amy Sac | Oct 13, 2026 | 401kCPAs News
October 15 has passed, and your 401(k) plan’s Form 5500 still hasn’t been filed. Maybe the audit isn’t finished. Maybe it never started. Perhaps the auditor is waiting on information, a compliance issue is holding things up, or you thought an extension had been filed...
by Amy Sac | Oct 12, 2026 | 401kCPAs News
Most conversations about 401(k) audit deadlines revolve around two dates: July 31 and October 15. Those dates matter for calendar-year plans. But if your 401(k) plan operates on a fiscal year or another non-calendar-year plan year, your Form 5500 deadline falls at a...
by Amy Sac | Oct 8, 2026 | 401kCPAs News, Uncategorized
For most 401(k) plan sponsors, audit season centers around the July 31 Form 5500 deadline and the October 15 extended deadline. But not every 401(k) plan operates on a calendar year. If your 401(k) plan has a fiscal year or other non-calendar-year plan year, your Form...
by Amy Sac | Sep 22, 2026 | 401kCPAs News, Uncategorized
The October 15 extended Form 5500 filing deadline is just weeks away, but your 401(k) audit isn’t finished—or perhaps it hasn’t even started. If you don’t have a valid extension, your filing may already be late. The first instinct may be to panic, start forwarding old...
by Amy Sac | May 8, 2026 | 401kCPAs News, Uncategorized
For many businesses, the moment a 401(k) plan requires an audit feels like an unexpected compliance cliff. One year your plan operates as a “small plan” with relatively simple Form 5500 filing requirements. The next year, you may suddenly face a full ERISA audit,...
by Amy Sac | May 6, 2026 | 401kCPAs News, Uncategorized
The SECURE 2.0 Act is no longer just “new legislation” sitting in the background. In this year’s 401(k) audit season, its operational impact is now showing up directly inside employee benefit plan audits. What many plan sponsors are discovering this year is that...
